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Personal Accident

As a customer with Bupa Global you have the option to take out the Personal Accident cover as a supplement to your existing health insurance with us.

Few people stop to think how a serious accident might affect their lives. An accident which leaves you seriously injured or disabled may result in all sorts of financial problems. It could mean you were unable to return to work for several months or even permanently.

Personal Accident is designed to help you replace lost income if you cannot work because of illness or injury. This type of protection should be a fundamental element of your financial plan because if you are under 60, you have a greater statistical chance of becoming disabled than of dying prematurely.

 

How to spend your insurance sum

With Personal Accident cover, you are free to choose how you spend your insurance sum out, e.g.:

  • Stop working for a period
  • Finance any changes you may need to make to your home or car as a result of your illness
  • Use the sum to reduce your mortgage or loan
  • In case of death, it can support your family financially

Please note that Personal Accident can only be taken out if you are going to take out or already have a Bupa Global health insurance plan.

Please contact us for further information about Personal Accident

 

Cover highlights

  • There is full cover for any occupational or leisure time accident with the exception of dangerous sports and activities
  • Children can be insured from the age of three
  • You can choose between the insurance sums: USD 50,000, USD 100,000 or USD 150,000 or the equivalent in other currencies  
  • You will receive the insurance sum, regardless of any other insurance you might have

 

 

Accidents covered

  • Death by accident (100% of maximum cover sum)
  • Loss of a limb above the wrist or above the ankle by accident (100% of the insurance sum)
  • Loss of sight on one eye (50% of maximum cover sum) or both eyes by accident (100% of the insurance sum)
  • Loss of, or loss of use of hand, foot, ear, nose or genital organ (25% of the insurance sum)  
  • Permanent total disablement (100% of the insurance sum)